Business Loans

Heartland Mortgage offers a wide variety of business loan programs for all types of industries. We understand that easy access to capital is vital for day-to-day operations & for expansion. Whether you’re looking to purchase equipment, invest in marketing, or take on new projects, Heartland makes the business lending process fast & simple.

Startup Business Loans 

Have you always wanted to start a business but lacked capital? A startup business loan with Heartland can help turn your dreams into reality. If you have a strong credit history (680+) and can demonstrate annual income of at least $30K a year, you may qualify for this startup loan program based on personal credit

Business Line of Credit

Having access to working capital when you need is important when running a business. Heartland offers revolving business lines of credit. Once you have a pre-approved limit, you can access funds at any time and only pay interest on the line of credit used. Benefit from monthly payments, a quick application process, and building business credit history.

Merchant Cash Advance

If you need quick access working capital & generate at least $20,000 in monthly revenue via credit card processing transactions, a Heartland merchant cash advance may be the best option for you. It adjusts itself to the performance of your business (pay a small % of daily card sales) & it doesn’t require you to switch your processing company.

Equipment Financing

Obtaining the right equipment can increase revenues & contribute to the growth of your business. Heartland equipment leasing & financing programs allow you to conserve cash flow (low monthly payments), benefit from tax savings, and build business credit. Let our quick approval process help you finance the equipment & machinery you need.

SBA Programs

SBA (Small Business Administration) loans have low rates, long terms, & are secured by the US Government. As a result, the application process can be difficult. It requires significant paperwork, 2-3 months of review, & has strict qualification criteria (700+ credit, high profit, 2+ years of operation, etc.). Do you qualify? Apply today!

Unsecured Business Funding

A Heartland business term loan is a simple interest loan with monthly payments, low rates, & terms up to 5 years. It is ideal for established businesses that may qualify for a bank loan, but seek a quicker & easier funding process. No collateral is needed, and payments start a month after funding. Get started by applying today

Industries We Serve

Cannabis Loans

Retail Store Financing

Dental Financing

Restaurant Financing

Loans For Accountants 

Truck Financing

Auto Repair Shop Financing

Construction Financing 

Healthcare Financing

Transportation Financing 

Gun Shop Business Loans 

Medical Financing 

IT Services 

Insurance Brokers


E-Commerce Business Loans

Loans For Funeral Homes